USAlliance Life and Security Company - Montana
USAlliance Life and Security – Montana is the only Montana-domiciled life insurance company offering pre-need products. We serve individuals and families with integrity, compassion, and reliability.
Rooted in the values of our Montana communities, we offer life insurance products designed to provide peace of mind for today, security for tomorrow, and comfort in time of need.
At USAlliance Life and Security – Montana, exceptional customer service is at the heart of everything we do. Our dedicated team works closely with funeral homes and policyholders to ensure they receive not only the coverage they need, but also combined with personalized support every step of the way.
A Trusted Partnership for Montana Families
We are proud that the Montana Funeral Directors Association (MFDA) chose us to partner with them to offer a Funeral Trust in Montana—a solution designed to help individuals plan ahead and protect their loved ones from the financial burden of funeral expenses.
This partnership reflects our shared commitment to supporting Montana families with compassion and planning for an uncertain future.
About the Montana Funeral Directors Association (MFDA)
Founded in 1901, the MFDA supports funeral professionals across Montana. MFDA provides education, advocacy, and resources to ensure the highest standards of care.
By partnering with Montana Funeral Trust and USAlliance, the MFDA offers families across Montana trusted solutions to plan ahead.
Preplan Your Funeral: A Thoughtful Decision
Planning ahead for your funeral is an act of love. You can ease emotional and financial burdens for your family and ensure your personal wishes are honored.
Why Preplan and Prefund?
Preplanning gives you control over the details that matter most, from service preferences and music to readings and floral arrangements. You can save your loved ones from having to make difficult decisions during a time of grief. Is that the time you want your loved ones to have to guess your funeral wishes?
Prefunding your funeral ensures financial peace of mind. Funds set aside can offset future costs and ease the monetary burden on your family. It can also be a strategic part of the spend-down process for those seeking Medicaid/SSI eligibility.
Benefits of a Pre-Need Trust
- Transferable: Your plan can be transferred to another funeral provider at any time. Price guarantees depend on the receiving provider.
- Protected Assets: When funds are irrevocably assigned, they are not considered part of your assets for Medicaid/SSI eligibility.
- Interest-Bearing: Funds will grow over time, helping to cover inflation and other rising costs.
- Flexible Payment Options: Choose to pay in full or set up a payment schedule.
- Secure & Compliant: All funds are held safely and overseen through regular audits to ensure complete compliance and security. All of the funds are placed in a trust by our Montana domiciled life insurance company. As a Montana life insurance company we are regulated by the Commissioner of the Securities and Insurance, as part of the Office of State Auditor. Monitoring, ensuring compliance and security for you.
How Does the Pre-Need Trust Work?
Our simple process helps you secure peace of mind for your loved ones.
Gather Information
Understand your options and what matters most to you.
Choose a Funeral Provider
Ask for referrals or consult local funeral directors. The Montana Funeral Director Association Trust is available for member funeral homes. Click here for a list of participating funeral homes Members — MFDA.
Meet and Plan
Work with your funeral director to document your wishes.
Finalize & Fund
Your funeral director will help you complete all necessary documentation for your pre-need trust.
Once your plan is in place, you’ll receive confirmation. When the time comes, your selected funeral home will access the trust funds to cover your prearranged services.
Ready to Plan for Your Family's Future?
Contact Us
Our team is here to answer your questions and help you get started.
Address
Administrative Office
1303 SW First American Pl, Ste 200
Topeka, KS 66604